Closing costs vary according to lender, location and even from sale to sale. Some costs can be negotiated,
reduced or even waived and some may be paid by the seller.
When you're doing your research, use this checklist to get a rough idea of what you'll pay
at closing. The lender or closing agent will provide you with an exact total a day or two before closing.
Closing Costs Checklist
$______Down payment
$______Lender's points
$______Prepaid interest
$______Loan origination fee
$______Mortgage insurance
$______Credit reports
$______Appraisal(s)
$______Survey of property
$______Inspections
$______Homeowner's insurance
$______Attorneys' fees
$______Title search
$______Title insurance
$______Prorated property taxes
$______Recording fees
$______Closing taxes
$______Escrow account for and insurance
$______Other costs specified in purchase agreement
$______Other costs
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